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How much does it cost to insure a Volvo S60?

Author

Andrew Campbell

Published Apr 06, 2026

How much are Volvo S60 insurance rates? Volvo S60 car insurance costs an average of $1,572 per year, or about $131 a month, for a full coverage policy. With the average small luxury car costing $1,761 a year to insure, the Volvo S60 could save $189 or more on an annual basis.

Then, what Insurance Group is a Volvo S60?

The S60 provides reliability, class, comfort and space – as well as a range of safety features, both standard and optional. It's the perfect family car. Insurance groups range from 17 - 44, with the 2.5 R 4d being the sole variant of the S60 in that top group.

Also, why is Volvo insurance so expensive? Volvos straddle two fences–midrange and luxury vehicle levels. Insurance companies will raise your premiums based on the sticker price–the higher the price, the higher your premiums will be. Volvos can be a wonderful mid-range family car. If you choose to add on higher-priced trim levels, your insurance will likely be.

Also, do Volvos cost more to insure?

A Volvo 4 door sedan is more than likely going to cost more than say a Nissan minivan, despite being a smaller car. Several elements go into determining your auto insurance rate.

Is a Volvo S60 Reliable?

The 2021 Volvo S60 has a predicted reliability score of 78 out of 100.

Related Question Answers

How much is insurance for Volvo XC40?

How much does Volvo XC40 insurance cost? Volvo XC40 insurance rates average $1,250 yearly, or about $104 on a monthly basis. Overall, expect to pay approximately $342 less each year to insure a Volvo XC40 as compared to the average rate for small luxury SUVs, and $273 less per year than the $1,523 national average.

Who underwrites Volvo insurance?

Verex Insurance Services Ltd

Are Volvo XC60 expensive to insure?

Auto insurance for a Volvo XC60 will cost about $1,481 per year. This beats the national average for luxury SUV models by $306.

What is a Group 1 insurance car?

Cars found in Group 1 are normally the cheapest to insure, because they score well on the series of factors used to calculate the groups. These cars are usually some of the cheapest to buy, but, just as importantly, are also some of the cheapest to repair if they're damaged in an accident.

What Insurance Group is Volvo V40?

Volvo V40 Insurance Groups
Model Engine Size Insurance Group
V40 (96–04) 1.6–2.0 17–34

What Insurance Group is Volvo XC60?

Insurance groups for the XC60 start in group 31 for the D4 diesel engine in Momentum trim, running to group 36 for the R-Design Pro and Inscription Pro trims with either the B5 petrol or diesel engine. The plug-in hybrid T6 and T8 Recharge models sit in groups 41 and 42 respectively.

What Insurance Group is Honda Civic?

Honda Civic Insurance Groups
Model Engine Size Insurance Group
Civic Hybrid Saloon (06–10) 1.4 16
Civic Type–R (15–17) 2.0 33-34
Civic Tourer (14 onwards) 1.6-1.8 13-17
Civic Hatchback (12–17) 1.4-2.2 8-20

What Insurance Group is Volvo v70?

Volvo V70 (2007 - 2016) Insurance Groups
Version Group (1-50)
Estate 2.0 D4 181hp SE Lux Start/Stop 5dr Estate 25
Estate 2.0 D4 181hp SE Nav Geartronic Start+Stop 5dr Estate 25
Estate 2.0 D4 181hp SE Nav Start/Stop 5dr Estate 25
T6 AWD R-Design Geartronic 5dr Auto Estate 41

Are Volvos expensive to maintain?

Are Volvos Expensive to Service? While the Volvo brand is listed higher in cost on a list created by Your Mechanic Inc., Volvos are more affordable to maintain than other luxury brands. Over a ten-year period of ownership, Volvo models cost an average of $100 more to maintain than Audi models.

Is Volvo SUV reliable?

The 2021 Volvo XC90 ranked as the least reliable model

According to Consumer Reports, the most troubled spots are the drive system, suspension, brakes, body integrity, and power equipment. Additionally, Consumer Reports tested every XC90 since the introduction of the second generation model.

How much does it cost to fix a Volvo?

The average annual repair cost for a Volvo is $769, which means it has above average ownership costs. The other factors that contribute to Volvo reliability include an average of 0.5 visits to a repair shop per year and a 9% probability of a repair being severe.

Are old cars cheaper insurance?

Are older cars cheaper to insure? Yes, most older cars are cheaper to insure, especially in terms of comprehensive and collision insurance. Cars lose value as they age, so the potential insurance payouts after an accident drop as well.

What is the cheapest vehicle to insure for a teenager?

10 cheapest cars to insure for teen drivers
  1. 10 cheapest cars to insure for teen drivers. Honda Civic 4-door - $18,390*
  2. Honda Civic 4-door - $18,390*
  3. Mazda 3 - $16,495.
  4. Toyota Prius - $24,200.
  5. Honda Accord (2-door and 4-door) -$21,955.
  6. Mazda 6 - $21,190.
  7. Ford Fusion - $20,795.
  8. Mitsubishi Outlander - $22,995.

What is the most expensive type of insurance?

Whole life insurance is considered to be the most expensive type of life insurance.

What color of car statistically has the lowest crash rates?

We've referenced the safest color car on the road. That color is white. White cars are 12 percent less likely to be involved in an accident than black cars at any time of the day under any conditions.

Which cars have higher insurance rates?

Their parts are more expensive to repair or replace (making collision costs higher).

The Most Expensive Cars to Insure in 2021.

Make and Model Yearly Rate
Maserati Ghibli S Q4 GranSport $4,208
Tesla Model S Performance (Plaid) $4,143
Tesla Model X Performance (Plaid) $4,025
BMW M760i xDrive $3,914

What cars are cheaper insurance?

Cheapest cars to insure among popular models
Rank Average annual insurance premium Insurance as % of MSRP
1. Subaru Outback $1,392 5.22
2. Jeep Wrangler $1,416 5.01
3. Honda CR-V $1,439 5.75
4. Subaru Forester $1,465 5.98

Which SUV has cheapest insurance?

10 Cheapest SUVs to Insure
  • Jeep Wrangler.
  • Jeep Wrangler Unlimited.
  • Chevrolet Tahoe.
  • Chevrolet Suburban.
  • Toyota 4Runner.
  • GMC Yukon.
  • GMC Yukon XL.
  • Ford Expedition.

Are Camaros expensive to insure?

This is 25% less than the cost to insure a 2021 Camaro — the model with the highest insurance costs.

Average cost of Chevy Camaro insurance.

Model Price Average car insurance cost
2020 Chevrolet Camaro LT $25,500 $2,526
2019 Chevrolet Camaro 1LT $25,500 $2,440

How many miles will a Volvo S60 last?

Keep up with scheduled preventative maintenance and volvos will run for 250,000 miles and beyond.

Is a Volvo S60 expensive to maintain?

How Frequently Does a Volvo S60 require maintenance? Overall - the Volvo S60 has yearly car maintenance costs total to $750 . Given that the Volvo S60 has an average of $750 and that the average vehicle costs $651 annual --- the S60 is substantially cheaper to maintain.

Do Volvo S60 hold their value?

A Volvo S60 will depreciate 56% after 5 years and have a 5 year resale value of $21,142. Our depreciation calculator will predict an expected resale value for the Volvo S60.

What goes wrong with Volvo S60?

Problem: If you are having performance problems with your S60, the ETM (Electronic Throttle Module) is known to get blocked by a carbon build up. The MAF (Mass Air Flow) sensor also gets a build up. Poor engine idling, bad starting and lack of power/acceleration are all symptoms of these issues.

Should I buy a Volvo S60?

The 2020 Volvo S60 handles very well for a small luxury car. However, it's ride quality is even more impressive. Volvo tuned the S60's standard suspension just right for the daily commuting. Even when driving over relatively big bumps, this car still delivers a smooth performance.

Do Volvos have alot of problems?

The majority of Volvo models are very safe and dependable vehicles. Compared to other luxury cars, Volvos have a relatively low number of reported problems. The model with the most issues, according to CarComplaints.com, is the XC90 SUV.

Why used Volvos are so cheap?

Why used Volvos are so cheap? Probably because parts and repair are really expensive. There are fewer aftermarket companies that make replacement parts for volvo's than most other brands. And their models typically only appeal to the older market segments limiting their customer base.

Is a Volvo S60 a good first car?

Volvo S60. Volvos are one of the safest and most reliable cars on the road, making them ideal for teenagers and young adults. We especially like the S60, with the models made in the 2000s — particularly between 2004-2007 — being especially great choices.

What is the difference between the Volvo S60 T5 and T6?

Offered as the standard engine setup, the Volvo T5 is a turbocharged motor that packs a punch. While the T5 consists of an underlying 2.0-liter four-cylinder engine, the T6 takes it up a notch by adding a supercharger. As a result, the T5 can produce up to 250 horsepower and 258 pound-feet of raw torque.